Lending Features That Meet the Needs of Modern Credit Unions

“Our mobile lending option has been designed in response to the overwhelming need for members to secure loan funding quickly and securely. After completing a quick application, the member will submit the loan request and is notified upon approval. No more paper applications!”

– Doug Wadsworth, CEO, Tri-Cities Community FCU

  • mobile lending

Be everything for your member without being everywhere with the FLEX mobile app that includes lending at the tap of a finger.

  • CREATIVE LENDING

Technology should support you and your loan products. Teaser rates, skip-a-pays, and variable rates and terms are just some of the ways FLEX can make your loans stand out.

  • MORTGAGE SERVICING

Everything you need to service your member’s home loan should be under one roof. With FLEX, variable rates, 360-day amortization, and a full escrow suite make it possible.

  • LOAN DECISIONING

Providing an instant decision 24 hours a day means you can be there every time your member needs you.

  • DOCUMENT INTEGRATION

From the application to the closing forms, documents are crucial to your process and FLEX makes it easy and efficient. Including e-signatures takes it one step further for a truly paperless solution.

  • INDIRECT LENDING

Have a loan officer at every dealership in town with a full indirect lending solution. FLEX provides real-time approvals and automated funding to help you get your member behind the wheel.

compliance in Lending

The world is changing every day, and your loan origination system (LOS) should always have your best interests in mind when it comes to compliance. FLEX provides software updates to help you maintain regulatory compliance at no additional cost.

FLEX supports regulatory compliance for the TILA-RESPA disclosure
enforcement mandated by the CFPB. Closing costs tabs for TILA-RESPA are
built directly into the loan application and loan funding programs making it
simple for loan officers to input the information and generate the loan estimate
and closing disclosure forms.

Beyond TILA-RESPA, FLEX also provides support for the HMDA regulation. The built-in HMDA features make data entry and year-end reporting easy.